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Material impacts
Topics M aterial impacts Sustainability context
Sustainability of the
products & services
Secondary impacts
Economic added value
Work environment
Secondary impacts
Organizational
management
Commitment to society
and environment
Secondary impacts
Regulations
and controlling
Transparency
and disclosure
Inhouse ecology
Secondary impacts
• Allocation of capital (with regard to relevance for sustainability)
• CO2 footprint of the credit business
• Generation of deposit money
• Stability of the financial sector
• Enabling the economy ”to work“
• Producing prosperity
• Distribution effects (with regard to diversity dimensions)
• Enabling innovation
• Creating added value for the stakeholders: Shareholders (dividends),
RBI (profit accumulation), employees (market-compliant remuneration),
suppliers and business partners, customers, public sector (taxes and duties)
• Economic impacts as under “Sustainability of the products and services”:
Generation of deposit money, stability of the financial sector,
safeguarding the functionality of the economy, producing prosperity,
distribution effects
• Employee satisfaction
• A sense of meaning
• Physical and mental health
• Impact on diversity (especially gender equality)
• Opportunities through increasing level of education
• Creating jobs
• Compensation (in connection with “Economic added value”)
• Security, stability and prosperity
• External multiplier effect
• Internal multiplier effect, spreading to the entire company (both vertically
and horizontally) – employee survey
• Controlling of monetary flows and activities
• Effectiveness of instruments and processes
• Upholding positive social values (e.g. cooperative principle
“helping others help themselves”)
• Reducing inequality and poverty
• Strengthening civil society
• Strengthening of regional economic and social structures
• Increased awareness of environmental issues
• Strengthening of financial education
• Legally compliant behavior
• Anchoring of legal compliance and codes of conduct among
all employees (individual responsibility)
• Awareness of society and customers (especially risks, know your customer)
• Transparency and security for customers
• Professionalization with customers
• Pioneering role and setting an example
• Promoting trust
• Increasing complexity
• Enabling decisions through clarity
• Setting an example
• Health
• Keeping and/or making resources available
• Climate change – CO2 footprint
• Maintaining biodiversity and ecosystems
• Opportunities to impact sustainable behavior
Raiffeisen Bank International | Sustainability Report 2017
Interconnected aspects
Environment
Economy
Society
Economy
Economy
Society
Economy
Society
Interconnected aspects
Society
Economy
Environment
Economy
Interconnected aspects
Interconnected aspects
Society
Environment
Society