8
Materiality, impacts, risks, opportunities, and Determination of
the Report contents
In the Report, we address the subjects that have been identified within RBI as material, that reflect the expectations
of our stakeholders, and that represented the focus of our commitment in the past year.
This Report contains information – including non-financial performance indicators – describing the specific impact
of RBI on the economy, society and the environment. The contents of the Report were selected using the principle
of materiality. A materiality analysis provides the basis for selecting the relevant topics. The internal and external
sustainability requirements and expectations of RBI and RBI’s impact on the economy, the environment and
society have been analyzed in detail and summarized in a materiality matrix.
The materiality analysis is based on an online survey carried out in August and September of 2018 (see from
page 27). It is intended to ensure that the contents of the Report cover all topics and indicators that have the
greatest impact on business activities, products and services. This includes both the impacts that RBI has, which
occurs inside the organization, as well as impacts to which RBI contributes, i.e. that have arisen based on business
relationships with other entities. The risks and opportunities that are relevant to RBI in connection with the
aforementioned matters or for which there are risks or opportunities for RBI on account of its business activities or
its business relationships are also presented.
In order to assess the materiality of the various topics and determine the contents of the Report, RBI considered
the following matters:
• Relevance to strategy and management
• Results from stakeholder dialogs, focus groups and online surveys, which we have combined in the materiality
matrix
• Disclosure requirements on financial analysts, sustainability rating agencies, institutional investors, etc.
• The principles of the UN Global Compact and the Sustainable Development Goals
Report scope and data collection
The report includes Raiffeisen Bank International AG (RBI AG) and 13 network banks in Central and Eastern
Europe. The core business of Raiffeisen Bank Polska S.A. was sold by way of a spin-off effective October 31,
2018 (see page 10). In all of the tables relating to the income statement for 2018, the figures for Raiffeisen Bank
Polska S.A. are included until October 31, 2018. The environmental figures have been extrapolated on the basis
of historical data. The company is no longer included in the measures listed in the report. The key participations
of RBI AG in Austria are also included in the report. These are Raiffeisen Bausparkasse Gesellschaft m.b.H.,
Raiffeisen Kapitalanlage-Gesellschaft m.b.H., Raiffeisen Leasing GmbH, Valida Group, Kathrein Privatbank AG
as well as Raiffeisen Centrobank AG.
Raiffeisen Bank International (RBI) is used to designate the RBI Group in this Report. The term RBI AG is used, on
the other hand, to designate Raiffeisen Bank International AG. You can find more information on the structure of
RBI as a whole on page 10.
The structure of the chapters and summaries of figures in this Report correspond with the segments of RBI’s Annual
Report. RBI is divided into Austria (AT), Central Europe (CE), Southeast Europe (SEE), and Eastern Europe (EE).
RBI AG is presented separately.
Due to rounding, the tables may add up to greater or less than 100 percent and the totals may not always
correspond to the individual items.
Raiffeisen Bank International | Sustainability Report 2018