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Material impacts
Topics M aterial impacts Sustainability context
Raiffeisen Bank International | Sustainability Report 2018
Management Overview Foreword
of sustainability
Responsible
banker
Fair partner –
Human Resources
Fair partner –
Inhouse ecology
Engaged
citizen
GRI index and
Assurance report
Sustainability of the
products and services
Secondary impacts
Economic added value
Work environment
Secondary impacts
Organizational
management
Commitment to society
and environment
Secondary impacts
Regulations
and controlling
Transparency
and disclosure
Inhouse ecology
Secondary impacts
• Allocation of capital (with regard to relevance for sustainability)
• CO2 footprint of the credit business
• Creation of deposit money
• Stability of the financial sector
• Enabling the economy ”to work“
• Producing prosperity
• Distribution effects (with regard to diversity dimensions)
• Enabling innovation
• Creating added value for the stakeholders: Shareholders (dividends),
RBI (profit accumulation), employees (market-compliant remuneration),
suppliers and business partners, customers, public sector (taxes and duties)
• Economic impacts as under “Sustainability of the products and services”:
Creation of deposit money, stability of the financial sector,
safeguarding the functionality of the economy, producing prosperity,
distribution effects
• Employee satisfaction
• A sense of meaning
• Physical and mental health
• Impact on diversity (especially gender equality)
• Opportunities through increasing level of education
• Creating jobs
• Compensation (in connection with “Economic added value”)
• Security, stability and prosperity
• External multiplier effect
• Internal multiplier effect, spreading to the entire company (both vertically
and horizontally) – employee survey
• Controlling of monetary flows and activities
• Effectiveness of instruments and processes
• Upholding positive social values (e.g. cooperative principle
“helping others help themselves”)
• Reducing inequality and poverty
• Strengthening civil society
• Strengthening of regional economic and social structures
• Increased awareness of environmental issues
• Strengthening of financial education
• Legally compliant behavior
• Anchoring of legal compliance and codes of conduct among
all employees (individual responsibility)
• Awareness of society and customers (especially risks, know your customer)
• Transparency and security for customers
• Professionalization with customers
• Pioneering role and setting an example
• Promoting trust
• Increasing complexity
• Enabling decisions through clarity
• Setting an example
• Health
• Keeping and/or making resources available
• Climate change – CO2 footprint
• Maintaining biodiversity and ecosystems
• Opportunities to impact sustainable behavior
Interconnected aspects
Environment
Economy
Society
Economy
Economy
Society
Economy
Society
Interconnected aspects
Society
Economy
Environment
Economy
Interconnected aspects
Interconnected aspects
Society
Environment
Society