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The provisions of the new accounting standard for financial instruments (IFRS 9) came into force on January 1,
2018. RBI also changed the structure of its balance sheet at the same time as the introduction of IFRS 9. The
balance sheet is now based on the financial reporting framework (FinRep) issued by the European Banking
Authority (EBA). The changeover also required the adaptation of the prior-period figures and the prior-period
comparative date. This improves comparability while also enabling the more efficient processing of financial
statements in accordance with local commercial law and regulatory requirements.
The following table shows the value contribution for the most important stakeholders: the owners, the employees,
the economy and public authorities. “Investments in the community” have been reported separately since 2015.
Financial flows to stakeholders (in million €)
2018 2017
Owners – Dividends 204 0
Employees – Wages and salaries 1,218 1,178
Business – Investments and operating costs 1,229 1,219
Investments in the community 3 3
Public authorities 753 720
Income taxes (excluding deferred taxes) 373 322
Banking levies 116 121
Social security costs and staff-related taxes 264 277
Equity status as of December 31 12,413 11,241
RBI key figures by segment
2018 Total assets Change from Business Employees Profit/loss Customers Amounts owed
in € million previous year1 outlets after taxes in million to customers
in € million in € million
Poland 3,267 -72.1% 1 196 -17 0.0 19
Czech Republic 16,883 4.7% 136 3,402 161 1.1 13,004
Slovakia 13,301 5.5% 187 3,995 127 0.9 10,927
Hungary 7,528 6.9% 71 2,089 73 0.5 5,670
Central Europe segment 40,353 -13.8% 396 9,692 346 2.6 29,619
Albania 1,809 -3.9% 78 1,226 27 0.4 1,522
Bosnia and Herzegovina 2,296 6.5% 102 1,358 43 0.4 1,811
Bulgaria 4,119 10.7% 146 2,589 65 0.6 3,177
Kosovo 919 -0.4% 48 839 21 0.3 729
Croatia 4,755 3.2% 78 1,982 46 0.5 3,698
Romania 8,966 10.1% 422 5,115 193 2.3 7,166
Serbia 2,498 9.7% 88 1,537 57 0.8 1,935
Southeastern Europe segment 25,360 7.0% 962 14,646 452 5.3 20,040
Belarus 1,755 15.6% 87 1,829 65 0.8 1,227
Russia 14,092 16.8% 191 8,998 455 2.8 10,880
Ukraine 2,347 17.1% 501 7,923 164 2.5 1,794
Eastern Europe segment 18,192 16.8% 779 18,750 684 6.1 13,901
Group Corporates & Markets segment 44,488 14.3% 22 2,879 393 2.1 23,020
Corporate Center segment 35,331 14.0% 0 1,112 211 0.0 4,381
Reconciliation/other -23,609 – – – – – -3,923
Total 140,115 3.7% 2,159 47,079 1,398 16.1 87,038
1 The change in total assets in local currency compared with December 31, 2017 is due to the euro exchange rates.
Raiffeisen Bank International | Sustainability Report 2018